Crypto-Friendly Banking in Europe: How to Choose a Bank

In short: Since MiCA, the EU's Markets in Crypto-Assets Regulation, fully applied at the end of 2024, crypto-asset service providers in the EU need authorisation, which has made it easier for banks to work with regulated exchanges. Whether a bank is "crypto-friendly" usually depends on its risk appetite and your paperwork: expect questions about where your crypto came from, exchange statements and tax records. Lists of friendly banks change often, so ask banks directly about their policy. Fraser Bond is a London property agency and doesn't provide crypto, tax or legal advice. This guide explains the landscape; take regulated professional advice. If you're using crypto wealth to buy property, we can help with the purchase and source-of-funds process.