Tiny Home Finance in the UK: Mortgages and Alternatives

In short: Tiny homes on wheels are usually treated as caravans or chattels rather than property, so standard mortgages rarely apply; buyers tend to use savings, personal loans or specialist finance. The bigger issue is where you can put it: siting a tiny home for permanent living normally needs planning permission and may need a site licence. Tiny homes built on foundations with permission may be mortgageable with some lenders. Fraser Bond can help if you're selling a London home to downsize.