Updated October 2026 · Fraser Bond
Legal · Title
Restriction on your title? Here's how to deal with it
Common restrictions
| Restriction | What it means | How it's usually dealt with |
|---|---|---|
| Lender's restriction | The lender must consent to a sale or new charge | Consent from the lender, or removal once the mortgage is repaid |
| Management company | A certificate is needed, e.g. that the buyer has signed a deed of covenant | The buyer signs the deed and the company issues the certificate |
| Form A | Joint owners hold as tenants in common | A sale needs two trustees to give a valid receipt |
| Consent of a third party | Another person or body must agree | Get their written consent |
| Court or charging order | Linked to a debt or court case | Settle or apply to remove with evidence |
Restrictions you might see on a title
How to remove or comply
Selling a property with a restriction?
- Free sales valuation
- We flag title issues early with your solicitor
- Proactive sales progression
- Letting option if you decide to hold
Frequently asked questions
Can I sell with a restriction on the title?
Yes, as long as the restriction's conditions are met at completion.
What is a Form A restriction?
It shows owners hold as tenants in common, so a sale needs two trustees.
Who removes a lender's restriction?
Once the mortgage is repaid, the lender's discharge allows it to be removed.
Can Fraser Bond help?
We work with your solicitor to keep your sale on track.
Planning to sell?
Get a free valuation and an early check on anything that could slow your sale.
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