An urgent home loan is a fast-tracked property finance solution designed for buyers who need to secure funds quickly to complete a purchase. In the UK, and particularly in London, situations such as property auctions, chain breaks, or developer deadlines often require funding that cannot wait for the lengthy processes of a standard mortgage.
The most common urgent home loan is a bridging loan – a short-term facility lasting 3 to 18 months, arranged in days rather than weeks, and repaid through the sale of an existing property or refinancing onto a mortgage.
Auction Purchases – Completing within 28 days where mortgages won’t be ready.
Chain Breaks – Protecting a transaction when another link in the chain collapses.
New-Build Deadlines – Meeting fixed completion dates set by developers.
Relocation – Moving quickly for work, education, or family reasons.
Refurbishment Purchases – Buying unmodernised or unmortgageable homes.
Fraser Bond helps UK buyers access urgent home loans while structuring repayment strategies to reduce risk.
Fastest solution – funds released in days.
Term – 3–18 months.
Repayment – Via sale of property or long-term refinance.
Convert your current home into a rental with a buy-to-let mortgage.
Release equity to buy your new home without waiting for a sale.
For properties needing upgrades before refinancing.
Suited to investors as well as residential buyers.
Speed – Enables buyers to act quickly and protect purchases.
Flexibility – Works for residential, investment, and mixed-use property.
Confidence – Provides certainty in competitive London markets.
Higher Costs – Bridging loans carry higher interest rates (0.5%–1.2% per month).
Short-Term Only – Designed for months, not years.
Exit Reliance – Repayment depends on property sale or refinancing.
Fraser Bond supports buyers across London and the UK with tailored urgent home loan solutions:
Independent Advice – Assessing the right short-term option for your purchase.
Trusted Lender Access – Connecting clients to specialist urgent finance providers.
Application Packaging – Preparing and presenting cases for rapid approval.
Exit Strategy Planning – Ensuring repayment through sale or mortgage refinance.
Buyer Support – Guiding clients through auctions, chain breaks, and fast transactions.
If you need an urgent home loan in London or the UK, explore options with FraserBond.com.
