Updated October 2026 · Fraser Bond
Investment · Tokenisation
Real estate tokenisation
Fractionalownership
Regulationsecurities rules
Liquiditypromise vs reality
CompareREITs & BTL
In short: Tokenisation means representing a share in a property, or in the company that owns it, as a digital token on a blockchain. It promises lower minimum investments, faster transfers and round-the-clock trading. In practice, most tokens are securities, so issuers must follow financial regulation, and secondary markets can be thin. Investors still depend on the property, the manager and the legal structure behind the token. In the UK, the FCA and Bank of England are testing digital securities in regulatory sandboxes. Fraser Bond is a London property agency and doesn't provide crypto, tax or legal advice. This guide explains the landscape; take regulated professional advice. If you're using crypto wealth to buy property, we can help with the purchase and source-of-funds process.
| Token | REIT | Direct buy-to-let |
|---|
| Minimum | Low | Low | High |
| Control | None | None | Full |
| Liquidity | Varies | Daily (listed) | Low |
| Regulation | Developing | Established | Landlord rules |
Comparison
Frequently asked questions
Is property tokenisation legal in the UK?
Tokens are usually securities and must follow financial rules.
Can Fraser Bond tokenise my property?
No, but we can value it and advise on letting or selling.
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