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Holiday Let Investment in the UK After the FHL Changes

The numbers changed. Here's how.

Holiday Let Investment in the UK After the FHL Changes Property Investment & Wealth Building

Updated October 2026 · Fraser Bond

Investment · Holiday lets

Holiday let investment

FHLabolished
Second homespremium
Ratesthresholds
Yieldcalculator
In short: Holiday lets lost their special tax treatment when the furnished holiday let regime was abolished from April 2025: mortgage interest relief is now restricted like other residential lets, and capital allowances and some CGT reliefs no longer apply to new spending. Many councils charge up to double council tax on second homes, and to be rated for business rates instead, a holiday let must be available and actually let for minimum numbers of nights. Some areas are introducing planning controls or registration. Returns can still work in high-demand locations, but run realistic numbers.
Holiday let yield
Net income–
Net yield–

Before mortgage and tax.

Frequently asked questions

Is FHL tax relief still available?

No, from April 2025.

Does Fraser Bond sell holiday lets?

We're London-focused; in London, the 90-night rule applies.

Compare with London buy-to-let?

Talk to our team or get a free valuation.

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