That is not an opinion, it is the rule the adjudicator applies: the deposit belongs to the tenant, and it is for the landlord to establish every deduction on the evidence. You are not required to prove anything. Most tenants who accept a deduction do it because nobody told them that — and because the case is decided on paperwork alone, by someone who never sees the property and never speaks to either of you.
Adjudication through the deposit schemes is completely free. TDS, the DPS and mydeposits all resolve disputes at no charge to you, and you can raise one yourself in about half an hour on their websites. Nothing on this page is needed to access it, and if you are confident with paperwork you should go and do exactly that. What we sell is the preparation — assembling and arguing the evidence in the form an adjudicator can act on. That is worth money to some people and worth nothing to others, and we would rather you worked out which one you are before you pay us.
This applies the rules adjudicators use — burden of proof, betterment, fair wear and tear, apportionment by age — to each deduction your landlord has proposed. It also checks something most tenants never think to look at, which is whether the deposit was protected properly in the first place. Nothing is sent anywhere and there is no form in front of it.
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Adjudicators are not making it up as they go. There is a published, consistent set of principles across all three schemes, and most landlord deductions fail against one of them. Knowing which one applies to your deduction is most of the argument.
The scheme rules put it plainly: the deposit belongs to the tenant and it is for the landlord or agent to establish a claim on it, on the balance of probabilities. You have no obligation to prove your position. If they assert damage and produce nothing, they lose that head.
The schemes’ own joint guidance says that without a check-in report to compare against, an adjudicator is highly likely to reject the landlord’s claim. There is no baseline, so no way to show you caused anything. Descriptions like “fair” or “good” carry little weight either.
Betterment. The landlord must not end up better off than at the start, so awards are apportioned by age against expected lifespan. A £500 carpet, two years into a five-year life, is worth £300 — not £500. Decoration is given a life of three to five years, which is why long tenancies rarely lose money on paint.
Reasonable use plus the ordinary operation of natural forces. The longer you lived there and the more of you there were, the more wear is expected and allowed. Light marks, faded paint and worn traffic areas are wear. Burns, tears and deep stains are damage. Only the second is chargeable.
You must return it as clean as you found it — not cleaner. Cleaning to a higher standard is betterment and is refused. And under the Tenant Fees Act 2019 a landlord cannot require you to pay for a professional clean as a term of the tenancy; such a clause is a prohibited payment, though they can still charge the actual cost of putting right genuine dirt they can evidence.
No hearing, no site visit, no phone call. An adjudicator reads what both sides upload and decides, and it is final — there is no appeal short of court. This is why cases are won and lost on presentation rather than merit, and why nearly a fifth of tenants who could have won simply did not file anything.
We prepare and present the case. You stay the party to the dispute throughout — it is your deposit, your account and your decision at every stage.
Tenancy agreement, inventory, check-out report, photos, and every message with the landlord or agent. Screenshots are fine. Missing things is normal and is often the point.
Head by head, with the rule each deduction fails or survives against. If the honest answer is that their claim is sound, you get that answer and you do not pay us to argue a loser.
Indexed evidence bundle, a written response to each deduction, the apportionment arithmetic set out, and the specific scheme guidance quoted where it helps you.
On the £49 pack you upload it yourself in ten minutes. On the full service we handle the submission and the rebuttal when the landlord responds, in your name.
If the deposit was not protected properly, that is a court claim rather than an adjudication and it is worth far more. We assess it and refer you to a housing solicitor. We cannot run it and we do not pretend to.
No percentage of what you recover. It is the obvious model for this and we have deliberately not used it. A share-of-recovery deal is very likely a damages-based agreement in law, which brings a 50% cap and strict formalities, and an agreement that fails them is simply unenforceable. More to the point, the money comes back to you through the scheme, so collecting a percentage means invoicing a tenant who has just got their money back — and the incentive it creates is to push weak cases to adjudication because our downside is zero and yours is the wait. A fixed fee, published up front, keeps our interests pointed the same way as yours.
And the thing you will find if you look us up. Fraser Bond sells compliance services to landlords and letting agents. You are entitled to ask whose side we are on, and you should ask it, because on this page we are acting against the kind of client we serve everywhere else. Two honest answers. First, we will not take a tenant case against a landlord or agent who is a client of ours — we will tell you at the outset and point you elsewhere, and you should treat any firm that will not give you that undertaking in writing with suspicion. Second, the reason we can argue these cases well is precisely that we spend the rest of our time on the other side: we know what a defensible inventory looks like, what most landlords actually have, and which deductions collapse under a question. That is a genuine advantage to you, and it also means our interests here are narrower than they look. Read the fee page, ask the question, and hold us to the answer.
We cannot conduct litigation. Preparing a scheme adjudication is not litigation and anyone may do it. Issuing and running a county court claim is a reserved legal activity, and an unregulated firm that takes over a court case commits a criminal offence — a property consultancy was found to have done exactly that in a reported High Court case. So on a deposit protection penalty claim we will value it, explain it and hand you to a solicitor. If we ever take a referral fee for that we will tell you the amount before you speak to them.
Fixed fees, published, inclusive of VAT, with nothing added later. The adjudication itself is free and always will be — you are paying us for the preparation, not for access to a process you already have.
Fourteen days to change your mind. This is a distance contract with a consumer, so you have a statutory right to cancel within 14 days. If you ask us to start straight away you keep that right until the work is finished, and if you cancel part-way you pay only a proportionate amount for what we have actually done. The adjudication is free. TDS, the DPS and mydeposits charge tenants nothing, and if your landlord has no check-in inventory you may well not need us at all — we will tell you that before you pay. We cannot conduct litigation. A section 214 penalty claim is a court claim and a reserved legal activity; we assess and value it, then refer you to a solicitor. Any referral fee we receive will be disclosed to you in advance, in writing. Prices are the total you pay. There is no arrangement fee, no success fee, no per-document charge and nothing that appears at the end.
The amount, what they say it is for, and whether there was an inventory. That is usually enough for a first view — including telling you to go and do the free scheme dispute yourself, which is the right answer more often than it is in our interest to admit.
Four questions. We come back with a view on what you should get back, whether it is worth disputing, and whether the protection rules were breached — which is often where the real money is.
Timing matters — on the insured schemes you have three months from the end of the tenancy.
Choose as many as apply.
Be honest about what is missing — gaps in their evidence help you, gaps in yours matter less than you think.
If your case is weak we will say so and you will not have paid us anything to find out. If the deposit was never protected, we will tell you that too, because it is usually worth more than the deposit itself.
Check it over. Tapping the button opens WhatsApp with this ready — nothing has been sent yet.
Send this on WhatsAppEvery one of these has a free tool on it. None of them asks for your details before it gives you an answer.
Is this property compliant right now — and could you actually get it back if you needed to?
The possession test, scored per propertyfrom £110 →Diagnose it properly before you pay for the wrong remedy, and keep the record that decides a claim.
Symptom triage with right-fix against wrong-fix costsfrom £295 →Your outsourced compliance department. Certificates, licences, tenancy duties and local schemes, tracked per property.
Obligation register, twelve-month calendar and a start planfrom £9 a month →Often you should not, and we would rather say that at the top of the page than bury it. Adjudication through TDS, the DPS and mydeposits costs nothing, you can raise it yourself in about half an hour, and if your landlord has no inventory you will probably win without help. What you are buying from us is presentation, and presentation matters more here than in almost any other process because there is no hearing, no site visit and no conversation — an adjudicator reads what you upload and decides, once, with no appeal. The evidence for that mattering is uncomfortable: on the schemes’ own figures, around 16% of tenants who reach adjudication submit nothing at all, and a further group miss the deadline. If you are organised, confident with documents and have the time, do it yourself and keep your money. If you are not, or the sum is large, that is what the fee is for.
Two reasons, one legal and one about incentives. Legally, a share-of-recovery arrangement for work like this is very likely a damages-based agreement, which brings a statutory cap and strict formal requirements — and an agreement that fails them is unenforceable, meaning we could not recover our fee anyway. The point has not been decided for deposit adjudications specifically, and we are not interested in being the test case. The incentive reason matters more to you: our money would come out of your recovery, so we would have every reason to push a weak case to adjudication and none at all to tell you it was weak. A published fixed fee means when we say your case is not worth running, we lose by saying it — which is the only circumstance in which you should believe us.
Your landlord is in serious difficulty and most tenants do not realise it. The three schemes publish joint guidance which says that where there is no check-in report to compare against, an adjudicator is highly likely to reject the landlord’s claim — there is simply no baseline from which to prove you caused anything. The same weakness attaches to an inventory that you never signed, one with no dated photographs, or one that describes everything as “good” or “fair”, which the schemes note can mean almost anything. This does not extend to rent arrears, which are proved from the rent account and are unaffected. But on cleaning, damage, redecoration and gardening — which between them are the overwhelming majority of disputes — a missing inventory is close to decisive, and it is the first thing we look for.
Not as a term of the tenancy, no. Under the Tenant Fees Act 2019 a landlord or agent cannot require you to pay for professional cleaning at check-out, and a clause purporting to do so is a prohibited payment. They also cannot make you use a particular company. What they can do is ask that the property is returned clean to a professional standard, and then, if it is not, claim the actual cost of putting that right — evidenced with an independent inventory and real invoices. The distinction matters because it changes the argument: you are not disputing whether the place should have been clean, you are disputing whether they can charge you a flat fee regardless of its condition. And the standard is always the condition at check-in, never better than that — cleaning the property to a higher standard than you found it is betterment, and adjudicators refuse it.
More than most people expect, and we would rather give you the real figures than a sales number. Across the schemes, tenants get back all or part of the deposit in over 80% of custodial disputes and around 90% of insured ones, and landlords achieve full recovery in under 20% and 7% respectively. The counterweight is that disputes are rare — about 1% of the 4.7 million deposits protected in England and Wales end in a formal dispute — so the population raising them is self-selecting and probably has better cases than average. What no scheme publishes, and what we therefore cannot tell you, is the average percentage of the disputed sum awarded to each side. Anyone quoting you one has made it up. Our tool gives you a modelled figure and labels it as a model rather than a forecast, which is the honest limit of what a calculator can do here.
Frequently, yes, and it is the part tenants most often never look at. If your landlord failed to protect the deposit in an authorised scheme within 30 days of receiving it, or failed to serve you the prescribed information, a county court must order them to pay you between one and three times the deposit. The award is mandatory once the breach is established; only the multiplier is discretionary, and courts set it mainly by how culpable the landlord was — a professional landlord who never protected it at all sits near the top, an honest clerical slip put right quickly sits at the bottom. You have six years to bring it, and you can bring it after the tenancy has ended. Two cautions. First, the courts have tightened up: technical defects in the prescribed information no longer win unless a reasonable tenant would actually have been misled, and the Supreme Court hears the leading case in November 2026. Second, issuing court proceedings will suspend a scheme dispute, so the order in which you do things matters.
No, and be careful with anyone who says they can. Preparing and presenting a case to a deposit scheme is not litigation and anybody is allowed to do it, which is why this service exists. Issuing and running a claim in the county court is a reserved legal activity under the Legal Services Act 2007, and an unregulated firm that takes one over commits a criminal offence — a property consultancy was found by the High Court to have done exactly that in a reported case, and the fact that the client signed everything did not save them. So on a deposit protection penalty claim we will assess it, explain what it is worth and hand you to a housing solicitor. If we ever receive a referral fee for that introduction, we will tell you the amount before you speak to them.
Shorter than you think, and this is the failure we see most. On the insured schemes you generally have three months from the end of the tenancy to raise a dispute; miss it and adjudication is closed to you, leaving only a court claim. The schemes also run tight evidence windows once a dispute is open — in some cases only a few working days to respond to what the landlord has filed — and evidence submitted late is simply not considered. If your landlord has gone silent on a custodial deposit there is a separate route: after 14 days with no response you can make a single claim supported by a statutory declaration, and if they still do not reply the scheme pays you. If you are near any of these deadlines, raise the free dispute today and improve the case afterwards. A rough submission filed in time beats a perfect one filed too late.
On the insured schemes you have three months from the end of the tenancy to raise a dispute, and once it has gone you have nothing but a court claim. If you are close to that date, do the free scheme dispute today and worry about how well it is argued afterwards — a rough case filed in time beats a perfect one filed too late.
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