Understanding HMO Licensing in Croydon: A Landlord's Guide

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Trust Fraser Bond to guide you through Croydon's HMO licensing, ensuring your properties meet all necessary standards.

HMO Licensing in Croydon: Ensuring Compliance and Quality

In the London Borough of Croydon, Houses in Multiple Occupation (HMOs) play a significant role in providing affordable housing options. To maintain safety and quality standards, Croydon Council enforces specific licensing requirements for HMOs. This article outlines the key aspects of HMO licensing in Croydon and how Fraser Bond can assist landlords in navigating this process.

What Constitutes an HMO in Croydon?

An HMO in Croydon is defined as a property where at least three tenants reside, forming more than one household, and share facilities such as toilets, bathrooms, or kitchens. This includes shared houses, flats, bedsits, and certain converted buildings.

Mandatory HMO Licensing

Properties occupied by five or more individuals forming more than one household are required to obtain a Mandatory HMO Licence. This licensing ensures that larger HMOs meet specific standards related to safety, amenities, and overall management.

Application Process

As of 20 March 2023, Croydon Council mandates that all applications for new licences, renewals, or variations be submitted online. Applicants must create a user account and provide necessary documentation, including gas safety certificates, electrical installation condition reports, and detailed floor plans. It's important to note that licensing fees are non-refundable, and licences are non-transferable.

Additional HMO Licensing

While smaller HMOs (those housing three or four people) do not require a Mandatory HMO Licence, they must still comply with required standards and obtain appropriate planning permission. These properties may be subject to Additional or Selective Licensing schemes if implemented by the council in the future.

Planning Permission and Article 4 Direction

Croydon has implemented an Article 4 Direction, effective since 28 January 2020, requiring planning permission for converting single-family homes into small HMOs accommodating three to six people. Landlords are expected to secure the necessary planning consent before applying for an HMO licence or operating an HMO.

Compliance and Penalties

Operating an unlicensed HMO or failing to adhere to licensing conditions is a criminal offense in Croydon. Landlords found in violation may face financial penalties up to £30,000 or an unlimited fine upon prosecution. Additionally, tenants may have grounds to reclaim rent paid during the unlicensed period.

How Fraser Bond Can Assist

Navigating HMO licensing requirements can be complex. Fraser Bond offers comprehensive services to assist landlords in:

  • Application Support: Guiding you through the online application process to ensure all documentation is accurately submitted.

  • Property Assessment: Evaluating your property to ensure it meets Croydon's HMO standards, including safety and amenity requirements.

  • Planning Consultation: Assisting in obtaining necessary planning permissions, especially in light of the Article 4 Direction.

  • Ongoing Compliance: Providing regular updates and support to help you adhere to evolving regulations and maintain licence conditions.

Conclusion

Ensuring compliance with HMO licensing regulations in Croydon is essential for providing safe and quality housing while avoiding significant penalties. Fraser Bond is committed to supporting landlords through every step of this process, offering expertise and services tailored to your specific needs.