Buying property at auction in the UK requires speed and certainty. Once the hammer falls, buyers typically have 28 days to complete. Traditional mortgages are rarely fast enough, making auction finance solutions essential.
At Fraser Bond, we provide tailored advice for London and UK buyers to secure the right auction finance, ensuring deals complete on time and investments are protected.
Most common solution for auction purchases.
Term: 3–12 months.
Speed: Funds often released within days.
Exit: Repaid via sale or long-term mortgage refinancing.
Used after refinancing from bridging, once the property is mortgageable.
Suitable for landlords acquiring rental stock at auction.
For land, commercial-to-residential conversions, or heavy refurbishments.
Staged funding aligned with build milestones.
Residential Homes – Acquiring a property quickly at a discount.
Investment Properties – Buy-to-let or HMOs secured through competitive bidding.
Refurbishment Projects – Properties needing work to qualify for a standard mortgage.
Commercial and Mixed-Use Assets – Offices, retail, or land with development potential.
Speed – Enables completion within 28 days.
Flexibility – Works for residential, commercial, and mixed-use property.
Access – Lets buyers secure properties that mortgage lenders won’t initially fund.
Higher Costs – Bridging loans carry higher interest than traditional mortgages.
Exit Strategy Essential – Repayment relies on sale or refinancing.
Short-Term Only – Facilities usually last up to 12 months.
Fraser Bond supports UK and international buyers seeking finance for auction property:
Pre-Auction Preparation – Assessing affordability and securing agreements in principle.
Fast Bridging Loan Applications – Structuring cases for rapid approvals.
Trusted Lender Access – Connecting clients with UK bridging providers.
Exit Planning – Ensuring repayment via sale, buy-to-let, or refinance.
Investor Support – Aligning auction purchases with long-term portfolio strategies.
With Fraser Bond’s guidance, clients can bid with confidence knowing their finance is secured. Explore options at FraserBond.com.
