Guarantor for Relocation - A Complete Guide

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How Guarantors Help Relocating Professionals Secure Rental Homes

Helping professionals and families secure rental accommodation when relocating to the UK

Relocating to a new city or country is an exciting opportunity, but it can also present challenges when securing rental accommodation. One of the most common obstacles is a landlord's request for a guarantor.

Whether you are relocating for a new job, a corporate assignment, university, or a family move, you may not have a UK-based family member or friend who can act as a guarantor. In these circumstances, a professional or corporate guarantor service may be an option, subject to the provider's eligibility criteria and the landlord's acceptance.

Fraser Bond supports relocating professionals, international employees, students, families, landlords, and Build to Rent operators across London and the UK with residential lettings, tenant referencing, affordability assessments, and relocation consultancy.

What Is a Guarantor for Relocation?

A guarantor for relocation is an individual or organisation that agrees to accept certain obligations under a tenancy agreement if the tenant does not meet specified responsibilities.

Depending on the guarantee agreement, this may relate to:

  • Rent payments
  • Certain tenancy obligations
  • Agreed contractual costs
  • Other responsibilities defined within the tenancy agreement

Every guarantor agreement is different, and landlords, tenants, and guarantors should understand the legal implications before signing.

Why Are Guarantors Requested for Relocating Tenants?

Many people relocating to the UK are financially secure but may not meet traditional tenant referencing criteria because they have:

  • No UK credit history
  • No UK rental history
  • Recently started employment
  • Recently moved from overseas
  • Limited UK financial records
  • No UK-based guarantor

Rather than rejecting these applicants automatically, some landlords and Build to Rent operators may accept a suitable guarantor alongside a comprehensive affordability assessment.

Who May Need a Relocation Guarantor?

A guarantor may be beneficial for:

  • International professionals
  • Employees relocating through work
  • Corporate transferees
  • Skilled Worker visa holders
  • Graduate visa holders
  • Overseas students
  • NHS professionals
  • Technology professionals
  • Financial services employees
  • Diplomats
  • Returning UK residents
  • Relocating families

Many of these applicants have secure employment but require additional support to satisfy standard letting requirements.

Personal Guarantor vs Professional Guarantor

Personal Guarantor

A personal guarantor is usually:

  • A parent
  • A family member
  • A relative
  • A close friend

The landlord or letting agent will normally assess the guarantor's financial position before accepting the guarantee.

Professional or Corporate Guarantor

Where a personal guarantor is unavailable, some applicants may choose a specialist guarantor provider.

These providers typically assess:

  • Identity
  • Employment
  • Income
  • Affordability
  • Financial circumstances
  • Eligibility

Approval depends on the provider's underwriting process and whether the landlord or operator accepts that provider.

Tenant Referencing for Relocating Professionals

Even where a guarantor is provided, landlords generally continue to carry out comprehensive tenant referencing.

This may include:

  • Identity verification
  • Employment verification
  • Income verification
  • Affordability assessments
  • Employer references
  • Previous landlord references
  • Credit history review, where available
  • Right to Rent checks in England, where applicable

A guarantor usually complements, rather than replaces, the tenant referencing process.

Renting Without UK Credit History

Relocating professionals frequently have little or no UK credit history despite having excellent financial credentials.

Landlords may also consider:

  • Overseas employment contracts
  • UK employment offers
  • Employer confirmation letters
  • Overseas bank statements
  • Proof of savings
  • Investment income
  • Previous landlord references
  • Corporate relocation documentation

Reviewing a wider range of financial information enables landlords to make more informed decisions.

Benefits for Landlords

Accepting relocating tenants supported by appropriate financial assessments and, where applicable, a guarantor may help landlords:

  • Access a larger pool of qualified applicants
  • Reduce void periods
  • Attract highly skilled professionals
  • Support corporate relocations
  • Improve occupancy rates
  • Strengthen tenant selection processes

The level of protection provided depends on the specific terms of the guarantor agreement.

Benefits for Relocating Tenants

A guarantor may help relocating tenants:

  • Secure rental accommodation more quickly
  • Rent without a UK-based family guarantor
  • Access Build to Rent developments
  • Rent premium apartments
  • Demonstrate additional financial support
  • Complete referencing requirements with greater confidence

Acceptance varies between landlords, letting agents, and guarantor providers.

Fraser Bond's Relocation and Residential Lettings Services

Fraser Bond provides specialist relocation and residential property services across London and the UK, including:

  • Residential Property Lettings
  • Corporate Relocation Services
  • International Tenant Support
  • Tenant Referencing
  • Tenant Affordability Assessments
  • Build to Rent Consultancy
  • Corporate Accommodation Solutions
  • Property Management
  • Investment Property Advice
  • Portfolio Management

Our experienced consultants help international professionals, businesses, landlords, developers, and relocating families secure suitable accommodation while supporting landlords with comprehensive tenant assessments and professional letting services.

If you are interested in opportunities in property management, residential lettings, corporate relocation, estate agency, customer service, administration, marketing, technology, finance, or business development, Fraser Bond welcomes applications. Please send your CV to jobs@fraserbond.com.

Why Choose Fraser Bond?

Fraser Bond is a trusted UK property consultancy supporting landlords, investors, developers, businesses, and tenants across London and the UK. Our expertise in residential lettings, relocation services, tenant referencing, Build to Rent consultancy, and property management helps relocating professionals and families settle into their new homes with confidence.

Contact Fraser Bond today to discuss relocation services, tenant referencing, guarantor solutions, residential lettings, corporate accommodation, and professional property consultancy across London and the UK.