Updated October 2026 · Fraser Bond
Property finance · Fraser Bond
UK Bridging Loan Specialists
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Tell us how much you need, what it's for, the property or security involved, your timescale and how you plan to repay. Our team will come back to you about the options.
Costs at a glance
Most bridging interest is rolled up or retained. Add valuation and legal fees.
The guide
Why Work with a Bridging Loan Specialist
In the fast-paced UK property market, buyers, investors, and developers often need to complete quickly, access funds before a mortgage is finalised, or purchase properties that require refurbishment.
A bridging loan specialist helps you secure short-term finance designed for these scenarios — offering speed, flexibility, and bespoke structuring that traditional lenders can’t match.
Fraser Bond acts as a trusted UK bridging loan specialist, helping clients secure funding efficiently for residential, commercial, and mixed-use property across London and the wider UK.
When to Use a Bridging Loan Specialist
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Auction Purchases – Completing within 28 days.
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Chain Breaks – Securing a property before selling your existing one.
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Refurbishment Projects – Funding upgrades to increase value or rental yield.
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Land and Development – Financing sites or conversions pre-construction.
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Investment Opportunities – Acting quickly on off-market or distressed sales.
Working with a specialist ensures your loan is structured correctly and approved quickly — often within a matter of days.
Features of UK Bridging Loans
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Term – 3 to 18 months, extendable in some cases.
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Rates – Typically 0.5%–1.2% per month.
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LTV (Loan-to-Value) – Up to 75% for most property types.
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Speed – Funds can be drawn down within 3–10 days.
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Security – Secured against property or portfolio assets.
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Exit Strategy – Repayment through refinance or property sale.
Benefits of Using a Specialist
Benefits
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Speed and Certainty – Specialists coordinate valuations, solicitors, and lenders to meet tight deadlines.
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Market Access – Access to multiple UK bridging lenders for competitive rates.
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Tailored Structuring – Flexible finance for complex or high-value transactions.
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Strategic Advisory – Guidance on exit plans and refinancing routes.
Risks
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Higher Cost – Bridging is short-term finance, so monthly interest is higher than a mortgage.
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Exit Risk – Repayment depends on a clear refinance or sale strategy.
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Security Requirement – Loans are asset-backed, often requiring property collateral.
Fraser Bond – UK Bridging Loan Specialists
Fraser Bond supports clients nationwide with bridging finance solutions that prioritise speed, structure, and compliance:
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Independent Advisory – Comparing lenders to secure the best available terms.
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Trusted Lender Network – Partnerships with UK’s leading bridging providers.
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Fast Approval – Packaging applications for completion within days.
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Exit Strategy Planning – Ensuring repayment via sale or refinance.
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Market Expertise – In-depth knowledge of London, regional cities, and investment zones.
Fraser Bond is the bridging loan specialist of choice for property buyers and investors seeking tailored short-term finance across the UK. Learn more at FraserBond.com.
What to have ready
Important: your home or property may be repossessed if you do not keep up repayments on a loan secured on it. Bridging loans secured on a home you or your family live in are regulated and must be arranged by an FCA-authorised firm.
Frequently asked questions
How fast can finance complete?
Bridging can complete in days to weeks, depending on valuation and legal work.
What is an exit route?
How the loan will be repaid, usually by selling or refinancing.
Can Fraser Bond help?
Yes. Send us an enquiry and we'll talk you through the options.
Ready to talk finance?
Tell us what you need and our team will be in touch.
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