Crypto Tax for International Investors: UK Rules and Cross-Border Reporting

In short: For UK residents, selling, swapping or spending crypto is usually a disposal for capital gains tax, with an annual exempt amount of £3,000 and rates of 18% or 24% depending on your income. Staking, mining and being paid in crypto are generally taxed as income. From 1 January 2026, crypto platforms in the UK collect user details under the OECD Crypto-Asset Reporting Framework, with data shared with HMRC and other tax authorities. People moving to or from the UK should check residence rules carefully. Fraser Bond is a London property agency and doesn't provide crypto, tax or legal advice. This guide explains the landscape; take regulated professional advice. If you're using crypto wealth to buy property, we can help with the purchase and source-of-funds process.