ECO4 Scheme Explained: Save on Energy Bills with Government Support

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Learn about the UK’s ECO4 scheme, offering grants for insulation, heating upgrades, and renewable energy to low-income households. Find out if you're eligible today.

Understanding the ECO4 Scheme: Energy Efficiency Grants for UK Homes

The Energy Company Obligation 4 (ECO4) is a UK government initiative designed to improve energy efficiency in homes, reduce carbon emissions, and help low-income and vulnerable households lower their energy bills. This scheme, which runs from April 2022 to March 2026, provides grants for insulation, heating upgrades, and renewable energy installations at no cost to eligible homeowners and tenants.

What Is the ECO4 Scheme?

ECO4 is the latest phase of the Energy Company Obligation (ECO) scheme, which requires major energy suppliers to fund energy-saving improvements in homes across the UK. Unlike previous phases, ECO4 focuses more on upgrading the least energy-efficient homes (EPC rating D to G) and aims to eliminate reliance on fossil fuel heating systems.

Who Is Eligible for the ECO4 Scheme?

To qualify for ECO4, a household must meet one or more of the following criteria:

  • Be in a property with an Energy Performance Certificate (EPC) rating of D, E, F, or G.
  • Be receiving means-tested benefits, including:
    • Universal Credit
    • Pension Credit (Guarantee or Savings Credit)
    • Income-based Jobseeker’s Allowance (JSA)
    • Income-related Employment and Support Allowance (ESA)
    • Working Tax Credit
    • Child Tax Credit
    • Housing Benefit
    • Income Support
  • Live in a low-income household even if not receiving benefits (local authorities can approve applications under the "ECO4 Flex" scheme).

What Energy Efficiency Upgrades Does ECO4 Cover?

Under ECO4, eligible homeowners and tenants can receive free or heavily subsidized improvements, such as:

Insulation Upgrades: Loft, cavity wall, and solid wall insulation to retain heat and reduce energy costs.
Heating System Improvements: Replacement of old, inefficient gas boilers with modern systems, including heat pumps.
Renewable Energy Solutions: Solar panels and air-source heat pumps for sustainable energy generation.
Window and Door Upgrades: Installation of double-glazing to improve home insulation.
Smart Controls and Thermostats: Helping residents manage heating more efficiently.

How to Apply for the ECO4 Scheme

Applying for ECO4 is simple and involves the following steps:

1️⃣ Check Your Eligibility – Visit the UK government’s ECO4 website or contact an approved energy provider.
2️⃣ Schedule an Assessment – If eligible, an energy assessor will evaluate your home to determine the best upgrades.
3️⃣ Receive Free Energy Upgrades – Approved improvements will be installed at no cost to the homeowner or tenant.

How Fraser Bond Can Help

At Fraser Bond, we understand the importance of energy efficiency in property investment and homeownership. Our expert consultants can guide you through the ECO4 scheme application, helping landlords and homeowners maximize their property’s energy efficiency and value. Whether you're a property investor, a landlord, or a homeowner looking to reduce energy costs, we can connect you with the best energy-saving solutions available.

Conclusion

The ECO4 scheme presents a fantastic opportunity for UK households to improve energy efficiency, lower energy bills, and contribute to sustainability efforts. If you think you may qualify, don’t miss out on this government-backed initiative. Contact Fraser Bond today to find out how we can help you access ECO4 benefits and enhance your property’s energy performance.