Updated October 2026 · Fraser Bond
Updated October 2026
In short: Rent guarantor services act as your guarantor for a fee, usually a percentage of the annual rent paid upfront or monthly. They suit international students, people new to the UK, the self-employed and anyone without a UK homeowner to act as guarantor. Check what the provider covers, whether your landlord accepts them, and the total cost.
| What to compare | Why it matters |
|---|---|
| Fee and how it's charged | Can range widely; check if it's refundable if you don't get the property |
| Eligibility | Some cover students only; others cover professionals and the self-employed |
| Cover | Rent only, or rent and damages; any cap |
| Landlord acceptance | Not every landlord or agent accepts every provider |
| Reviews and claims history | How the provider deals with landlords and tenants in practice |
Alternatives to a guarantor service
- A UK family member or friend as guarantor
- Showing savings that cover a period of rent
- A higher-earning joint tenant
- Council deposit or guarantee schemes
- A property where the landlord has rent guarantee insurance
Note on rent in advance
Since 1 May 2026, landlords in England can't ask for more than one month's rent in advance, so paying many months upfront is no longer an option. Guarantor services have become more important as a result.
How Fraser Bond helps
- Landlords who accept guarantor services
- Help choosing the right option
- Fair referencing for international and self-employed tenants
Related guides
Fraser Bond services: Rental · Search listings · Contact us
Tools and next steps
Many referencing firms look for annual income of about 30 times the monthly rent. A guarantor or more rent coverage can help.
Related guides
Keep exploring
How to Rent an Apartment in London: What to Check FirstRENTING GUIDE
When Can a Landlord Keep Your Deposit? Your Rights in EnglandRENTING GUIDE
Weekly to Monthly Rent Conversion: The Right Way to Calculate
Browse every guide in The London Renter's Hub → · London area guides →
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