Updated October 2026 · Fraser Bond
Buying · Rent to Buy
Rent to Buy explained
Reducedrent
Savefor a deposit
Housingassociations
Cautionprivate deals
In short: Rent to Buy homes, offered mainly by housing associations, let you rent a new-build home at a reduced rent, often around 80% of market rent, so you can save for a deposit, usually with the option to buy the home or a share later. Eligibility rules apply, typically for working households who can't yet afford to buy. Be cautious with informal "rent-to-own" arrangements with private landlords: they can be complex and risky without proper legal agreements. Fraser Bond can help you rent while you save.
Deposit savings plan
Monthly saving vs market rent–
Total saved–
Assumes you save the full rent difference.
Frequently asked questions
Keep exploring
RENTING GUIDE
How to Rent an Apartment in London: What to Check FirstRENTING GUIDE
When Can a Landlord Keep Your Deposit? Your Rights in EnglandRENTING GUIDE
Weekly to Monthly Rent Conversion: The Right Way to Calculate
How to Rent an Apartment in London: What to Check FirstRENTING GUIDE
When Can a Landlord Keep Your Deposit? Your Rights in EnglandRENTING GUIDE
Weekly to Monthly Rent Conversion: The Right Way to Calculate
Browse every guide in The London Renter's Hub → · London area guides →
Handy tools
Stamp duty calculatorRental yield calculatorMove-in costsBTL deposit calculatorRefurb cost per m²
Register for new homes
Tell us your budget and area and hear about homes first.
Get startedTell us your budget and area and hear about homes first.
Who can apply for Rent to Buy?
Usually working households saving to buy; check provider rules.
Do I have to buy at the end?
It depends on the scheme.
Are private rent-to-own deals safe?
They can be risky; take legal advice.
