Updated October 2026 · Fraser Bond
Later life · Care fees
Selling to pay for care
12-weekdisregard
Deferredpayments
Power ofattorney
Meanstest
In short: In England, a home is usually counted in the means test for residential care unless a partner or certain relatives still live there. Councils ignore the home for the first 12 weeks of permanent care, and a deferred payment agreement can let fees be paid from the home's value later, so a quick sale isn't always necessary. If your parent can't manage their affairs, you'll need a lasting power of attorney for property and financial affairs to sell. Deliberately giving the home away to avoid fees can be treated as deprivation of assets.
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Do they have to sell?
Not always; deferred payment may be possible.
Can I sell with power of attorney?
Yes, with a registered LPA.
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