Updated October 2026 · Fraser Bond
Legal · Title
Changing names on the deeds
Name changeAP1
TransferTR1
Lenderconsent
SDLTmaybe
In short: Updating your own name after marriage or a deed poll is simple: apply to HM Land Registry with form AP1 and evidence such as a marriage certificate. Changing who owns the property, such as adding a partner or removing an ex, is a transfer of equity, using form TR1, which needs mortgage lender consent and may trigger stamp duty if the new owner takes on debt or pays money. Use a solicitor for transfers, especially with a mortgage.
| Change | Form | Notes |
|---|---|---|
| Your name changed | AP1 | Evidence of change |
| Add or remove an owner | TR1 + AP1 | Lender consent; possible SDLT |
| Owner died (joint tenants) | Death certificate | Survivor becomes sole owner |
Which form?
Frequently asked questions
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Is there a fee for a name change?
Usually not for updating your name; transfers have fees.
Do I need a solicitor?
Recommended for transfers.
Selling after a change?
Talk to our team or get a free valuation.
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