How to Find Repossessed Properties for Sale

Updated October 2026 · Fraser Bond

Buying · Repossessions

Looking for a repossession list?

Noofficial list

Auctions& agents

Due diligencebefore bidding

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In short: There is no official public list of repossessed homes in the UK, and paid "repossession lists" often repeat ordinary listings. Lenders who repossess must get the best price reasonably available, so they usually sell through estate agents or property auctions. Some homes are marked "receivership" or "lender sale". Buying at auction means exchanging contracts when the hammer falls, so do your checks first. Fraser Bond helps buyers find value and helps investors let homes once bought.

Where repossessions are sold

Property auctions

Online and in-room auctions often include lender and receiver sales.

Estate agents

Many repossessions are listed like any other home, sometimes marked "lender sale".

Receivers

LPA receivers sell rented properties for lenders, sometimes with tenants in place.

Portals

Search terms like "repossession" or "receivership" on the main portals.

Buying at auction

Get the legal packRead the title, searches, lease and special conditions.

View and surveyRepossessions can have damage or missing fittings.

Arrange financeYou usually pay a 10% deposit on the day and complete in about 28 days.

Set a limitInclude fees and works in your maximum bid.

BidIf your bid wins, you have exchanged contracts.

True cost of an auction purchase

Winning bid (£)

Buyer's premium and admin fees (£)

Legal and survey costs (£)

Repairs and works (£)

Stamp duty (£, from a calculator)

Deposit on the day (10%)–

Total cost–

Extra on top of the bid–

Check the auction's fees and the special conditions, which can add costs such as the seller's legal fees.

Before you bid

Read the full legal pack, ideally with a solicitor
Check for tenants, occupiers or possession issues
Check lease length and service charges for flats
Get a survey or a builder's quote for works
Have your deposit and mortgage or cash ready
Work out the rent or resale value

Buying to let?

Rental valuation before you bid
Tenant finding once works are done
Full management
Refurbishment between purchase and letting

Frequently asked questions

Keep exploring

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Browse every guide in The London Landlord's Hub → · London area guides →

Handy tools

Stamp duty calculator Rental yield calculator Move-in costs BTL deposit calculator Refurb cost per m²

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Is there a free list of repossessed houses?

No official list exists. Search auction catalogues and agents' listings for lender and receiver sales.

Are repossessions always cheap?

Not always. Lenders must try to get the best price reasonably available, so many sell near market value.

Can I get a mortgage for an auction property?

Yes, if it's mortgageable and your lender can complete in time. Bridging finance is common.

Can Fraser Bond let it after I buy?

Yes. We can value the rent before you bid and let and manage the property after.

Buying an auction property to let?

Get a rental valuation before you bid.

Get a rental valuation Speak to our team

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House Repossession Lists: How to Find Repossessed Properties for Sale

Where repossessions are sold