Updated October 2026
In short: Each London borough runs its own housing register and allocation scheme. You usually need a local connection (such as living in the borough for a set period) and a housing need, such as overcrowding, medical needs or homelessness. Demand far exceeds supply, so waits can be many years for most applicants, and many households rent privately in the meantime.
Applying for council housing
| 1 | Check eligibility Immigration status, local connection and income or savings rules vary by borough. |
| 2 | Apply to the register Usually online through your borough's housing service. |
| 3 | Get banded Your priority depends on your housing need. |
| 4 | Bid Most boroughs use choice-based lettings where you bid for homes. |
| 5 | Offer You may get a limited number of offers. |
| Situation | Typical priority |
|---|---|
| Homeless and owed a duty | Higher |
| Severe overcrowding | Higher |
| Serious medical need related to housing | Higher |
| Living in unsuitable housing | Medium |
| Adequately housed, wanting to move | Low |
Every borough's allocation scheme is different. Check your council's policy.
While you wait
Private renting is often the fastest route to a suitable home. Since 1 May 2026, landlords can't refuse tenants just because they receive benefits, and deposits are capped at five weeks' rent. Some councils also offer help with deposits.
How Fraser Bond helps
- Benefit-friendly private rentals across London
- Homes priced with Local Housing Allowance in mind
- Help with references and documents
Related guides
Fraser Bond services: DSS & benefit-friendly rentals · Rental · Contact us
