Updated October 2026 · Fraser Bond
Renting · Support
Help paying your rent
Universal Credithousing costs
PensionersHousing Benefit
DHPtop-ups
Arrearsact early
In short: Most working-age renters get help with rent through the housing element of Universal Credit, based on Local Housing Allowance in private renting, which is frozen for 2026/27. People over State Pension age usually claim Housing Benefit instead. If there's a gap between your benefit and your rent, you can ask your council for a Discretionary Housing Payment. Councils also run local crisis support. If you fall behind, talk to your landlord early and get free debt advice.
Universal Credit
Housing costs help for working-age renters.
Housing Benefit
For people over State Pension age and some in supported housing.
Discretionary Housing Payments
Short-term top-ups from your council.
Local crisis support
Councils offer help with emergencies and essentials.
Free debt advice
Citizens Advice, StepChange and National Debtline.
Rent deposit schemes
Some councils help with moving costs.
Shortfall calculator
Monthly shortfall–
Per year–
Check your Local Housing Allowance on GOV.UK.
Frequently asked questions
Can I get help with rent if I work?
Yes, Universal Credit can help on a low income.
What is a DHP?
A discretionary council payment to help with housing costs.
Does Fraser Bond accept tenants on benefits?
Yes.
Looking for a home you can afford?
Talk to our team or get a free valuation.
Speak to our teamGet a free valuation
